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Checking Accounts
| Features and Benefits | Ideal Checking | Ultimate Checking (Age 55 & older) | Now Tiered Checking | High Yield Checking | Money Market |
| Minimum Opening Deposit |
$25 | $25 | $1,000 | $10,000 | $1,000 |
| Daily Balance Requirements |
$0 | $0 | $1,000 | $10,000 | $1,000 |
| Monthly Service Charge | None | None | $10 If below balance requirement |
$25 If below balance requirement |
$25 If below $1,000 min. daily balance. |
| Interest Bearing | No | No | Yes, Click Here for Current Rates | Yes, Click Here for Current Rates | Yes, Click Here for Current Rates |
| Free Checks | No | Yes | No | No | No |
| Direct Deposit | Yes | Yes | Yes | Yes | Yes |
| Automatic Withdrawals | Yes | Yes | Yes | Yes | Yes |
| Variable Interest Rate | N/A | N/A | Yes, based upon tier | Yes, based upon tier | Yes, based upon tier |
| Monthly or Quarterly Interest Check |
N/A | N/A | Upon request | Upon request | No |
| Transaction Requirements |
Unlimited check writing | Unlimited check writing | Unlimited check writing | Unlimited check writing | 6 transfers or withdrawls per month allowed by law, whether automatic debit, overdraft debit, in-store debit, telephone transfer withdrawl or written check. In-branch withdrawls are unlimited. |
| Interest Requirements | N/A | N/A | Daily | Daily | Daily |
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Benefits of All Accounts:
• FREE VISA Gold Check Card
• FREE Notary Public
• FREE Signature Guarantee
• FREE Travelers Checks
• FREE Online Banking
• FREE Cashiers' Checks
• FREE Copies
• FREE Safe deposit boxes
